Ouriva applies the 50/30/20 rule to your real spending, across any currency, on your own server. No bank connection. No subscriptions. No excuses.
Free to self-host · No credit card · View on GitHub
YNAB costs $99/year and assumes you earn in dollars. The rest ask for your bank login and sell your data. And almost all of them show you the numbers. Without ever telling you if you're on track.
Multi-currency support is missing or locked behind a premium tier. If you live, work, or travel across currencies, you're an afterthought.
Most apps require connecting your bank. That means a third party holds a live copy of your entire financial history. Revoking access doesn't delete what they already have.
You spent €340 on food last month. Was that good or bad? Most apps won't say. No targets, no strategy, no framework. Just a list of transactions and a pie chart.
Ouriva maps your real spending to the 50/30/20 rule (Needs, Wants, and Savings) so you can see at a glance whether your month was good or bad. Set annual budgets by category and track actual vs. target every month.
Ouriva is manual-first. You import from your bank's CSV export. No API keys, no OAuth handshake, no third-party service with a live copy of your financial history. Self-host on a $5 VPS and own everything.
Your transactions live in your database. Nobody else has a key.
Add accounts in EUR, USD, BRL, GBP or any ISO currency. Ouriva keeps them separate, so your summaries stay clean and accurate. No forced conversion. No assumption about where you live.
Download your statement from your bank's website. Ouriva maps the columns, auto-categorizes your transactions, flags duplicates, and shows a full preview before anything is saved.
Add to your iPhone or Android home screen. Always up to date. No waiting for app store approvals. Works without a connection.
Updates ship the moment they're ready. No manual update to install, ever.
Log transactions without a connection. Changes sync the next time you're online.
Respects your system preference automatically. Toggle manually in settings. Looks great at midnight.
Self-host for free, forever. Cloud hosting coming soon. Founding member pricing available now while the waitlist is open.
Your server, your data, your rules. Free, forever. No licence fees, no strings. Running in under 5 minutes.
The same open source code, hosted and maintained by us. No server setup, no maintenance. Price increases to $69/yr at launch.
Pay once, use forever. Founding member price: $99, increases to $149 at launch.
You run Ouriva on your own server: a $5/month VPS, a Raspberry Pi, or a home NAS. You own the database and the data. We publish the source code and Docker image; you run it wherever you like.
Yes. The code is AGPL-3.0. You can deploy it, modify it, and use it for free. The only cost is your server (a $5/month VPS is more than enough).
No. Ouriva is manual-first. Download a CSV or Excel export from your bank's website and import it. No OAuth, no Plaid, no third-party access to your accounts. Ever.
Any ISO 4217 currency: EUR, USD, GBP, BRL, JPY, CHF, and hundreds more. You add the currencies you use in Settings and assign them to accounts.
No fixed date yet. Join the waitlist to be first in line and lock in the founding member price before it increases at launch.
Yes. Open Ouriva in Safari or Chrome on your phone and tap "Add to Home Screen". It works like a native app, including offline support and dark mode.
If you self-host, your data is always in your own database. Nothing changes if we disappear. For cloud users, you can export everything at any time. No lock-in, ever.
If you can follow a step-by-step guide, you're set. Ouriva ships as a Docker image: paste a few commands, point it at a domain, and you're done. Most people have it running in under 10 minutes. No coding required.
Start for free today. No credit card, no bank connection. Cloud version coming soon with founding member pricing for early waitlisters.